Conforming Loans:

*       30, 20, 15 or 10 year fixed.

*       3% down to $417,700 - Community Homebuyer, Alt 97 and Flex 97

*       5% down to $417,700 - Purchase

*       10% down to $417,700 - Purchase

*       90% Rate & Term Refinance to $417,700 No MI

*       20% down to $417,700 - Cash -out Refinance

Balloons-7/23 or 5/25:

*       5% down to $417,700 - Purchase 

*       10% down to $$417,700 -  Purchase

ARM’S - 1/1, 3/1, 5/1, 7/1, 10/1:

*       5% down to $$417,700 - Purchase 

*       10% down to $$417,700 -  Purchase

Government Backed Loans:

             *     0% down to $288,000 - VA Guaranty loans (LAPP)

      *       3.5% Down to $423,500 FHA Loan (County limit apply)

  *       0% down to CountyLimits for Rural Housing, FmHA, RECD with qualifying income limits

  *       FHA 203k - improvements financed in the loan

  *       FHA 1 year ARM - 1/5 caps, qualify at the start rate

 

Jumbo Loans:

  *       13 and 15 year Fixed

  *       20% down to $650,000 - Purchase or 80% LTV Rate/Term Refinance or Cash-out Refinance

  *       30% down to $1,000,000 - Purchase or 70% LTV  Rate/Term Refinance or Cash-out

7/23 Balloon or 5/25 Balloon:

  *       20% down to $600,000 - Purchase or 80% LTV Rate/Term Refinance

  *       30% down to $1000,000 - Purchase or 70% LTV Rate/Term Refinance or Cash-out

 

5/1, 7/1, 10/1 ARM’S (Interest only for Fixed Period):

  *       20% down to $600,000 - Purchase or 80% LTV Rate/Term or Cash-out refinance

  *       30% down to $1,000,000 - Purchase or 70% LTV Rate/Term or Cash-out refinance or Cash-out

 

Second Mortgage:

 *       80% LTV Program

Non Owner:

 *       Conforming Fixed Rate

 *       Private money to 60% LTV

Construction Permanent Program:

  *       Construction Loan

*       Construction Perm Loan (this is forward commitment to permanent loans)

*      Construction Perm Loan. One closing construction and permanent loan.

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                     PHONE NO.:866-511-1877(toll free)